Idaho Capitol Watch

SB 1027: TRANSPARENCY IN FINANCIAL SERVICES – Adds to existing law to provide for transparency in financial services.

Prohibits large financial institutions (assets >$100B or payment processors >$100B transactions) from discriminating against customers using social credit scores based on protected speech, religion, ESG refusals, fossil fuels, firearms/knives, or abortion/gender services. Requires explanation for service denials. Enforced via consumer protection laws. Effective 7/1/2025.

Status

Signed by Governor (March 26, 2025) · Originated in the Idaho Senate · Introduced January 27, 2025

Sponsors

  • STATE AFFAIRS COMMITTEE

Committees

  • JR for Printing
  • enrolling

Bill history

  • March 14, 2025 — House: Read second time; Filed for Third Reading
  • March 17, 2025 — House: Read Third Time in Full – PASSED - 63-4-3AYES – Achilles, Alfieri, Andrus, Barbieri, Beiswenger, Boyle, Bruce, Burgoyne, Cannon, Cayler, Cheatum(Phillips), Clow, Cornilles, Crane(12), Crane(13), Dyger (passed)
  • March 18, 2025 — Senate: Returned From House Passed; referred to enrolling (passed)
  • March 18, 2025 — Senate: Reported enrolled; signed by President; to House for signature of Speaker
  • March 19, 2025 — House: Received from Senate; Signed by Speaker; Returned to Senate
  • March 19, 2025 — House: Reported signed by the Speaker & ordered delivered to Governor
  • March 20, 2025 — House: Reported delivered to Governor at 3:50 p.m. on 03/19/25
  • March 26, 2025 — House: Signed by Governor on 03/24/25 Session Law Chapter 164 Effective: 07/01/2025

If this preview does not update automatically, use the full page link.

Canonical URL: https://idahocapitolwatch.com/bills/2025-SB1027