Idaho Capitol Watch

HB 618: INSURANCE – Adds to existing law to establish provisions regarding transparency requirements for certain insurers.

Establishes transparency requirements for fire insurers regarding wildfire risk models, rate filings, premium discounts for mitigation actions, and consumer notices about risk scores. Requires Department of Insurance to collect data and publish consumer education by Jan 1, 2027. Effective July 1, 2026.

Status

Reported Printed (February 11, 2026) · Originated in the Idaho House · Introduced February 10, 2026

Sponsors

  • BUSINESS COMMITTEE

Committees

  • JRA for Printing

Bill history

  • February 10, 2026 — House: Introduced, read first time, referred to JRA for Printing
  • February 11, 2026 — House: Reported Printed and Referred to Business

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Canonical URL: https://idahocapitolwatch.com/bills/2026-HB618