Idaho Capitol Watch

HB 713: INSURANCE – Adds to existing law to establish cost-sharing requirements for health benefit plans.

Adds new Idaho Code Section 41-352 requiring health insurers to count third-party payments toward enrollee cost-sharing requirements (copays, deductibles, out-of-pocket maximums) for health benefit plans effective January 1, 2027, with emergency effective date of July 1, 2026. Excludes prescription drugs with available generic equivalents.

Status

Reported Printed (February 17, 2026) · Originated in the Idaho House · Introduced February 16, 2026

Sponsors

  • HEALTH AND WELFARE COMMITTEE

Committees

  • JRA for Printing

Bill history

  • February 16, 2026 — House: Introduced, read first time, referred to JRA for Printing
  • February 17, 2026 — House: Reported Printed and Referred to Health & Welfare

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Canonical URL: https://idahocapitolwatch.com/bills/2026-HB713